Debt has long been a problem for many Americans, causing hidden emotional stress.
Have you ever felt the crushing weight of debt? It goes beyond the physical aspect of needing money you don’t have.
Debt is a stress inducer. It affects our physical, mental, and emotional health and can cause us to spiral into more debt, depression, and anxiety.
It’s no secret our society relies heavily on money. Everything in life seems to require more money. We’re told if we don’t keep up with the ever-progressing and changing world of technology, fashion, and cars, then we’re sure to be left behind. Fortunately, as Meru Mentor, we’re here to help you realize that this isn’t true. As a holistic life mentor and financial freedom coach, it’s our goal to help you overcome debt and achieve the life you desire.
Three Ways Your Financial Debt is Causing You Stress
In our most recent blog, The Three Currencies of Life, we discussed how our life currencies consist of more than just time, energy, and money. There are three essential life pillars:
- Finances
- Feelings
- Faith
These three pillars shape every other area of our life! If one pillar is off-balance, we’ll see the result of that play out in one of our other pillars.
Finances
Our finances cause a lot of stress. Making financial decisions is never easy. There are bills to be paid, parties to plan, cars to be fixed, and groceries to buy. The list of things we could put our money toward never ends. Learning how to approach and navigate money planning with your family is crucial for creating healthy relationships with your finances.
You can begin by discussing what areas must take priority. Once you’ve agreed on what is non-negotiable, you can begin working on how to approach the rest of your financial decisions with a little more clarity and, hopefully, a bit less conflict and stress.
Feelings
The burden of financial debt can cause a lot of tension in your own body, as well as tension in your relationships with those around you.
Debt can cause a long laundry list of problems in your life. If you’ve ever been faced with having to choose between paying bills, buying groceries, repairing your car, or buying your child clothes, then you’re no stranger to how your finances could easily affect mental health.
You can overcome debt if you decide to get serious about it. Guidance from a holistic life mentor such as Meru Mentor is extremely helpful for navigating this challenging hurdle in life.
Faith
Finally, your faith is uniquely impacted by your financial circumstances. It may cause you to second guess your faith and the God you’ve put your faith in.
The reality is that these are the moments when you need to press into your faith more than ever. Working through financial debt isn’t easy. The hardships you experience are real. Your faith is a firm foundation for getting you through those exceptionally difficult times.
How Do I Overcome My Financial Debt?
There is no one answer for overcoming financial debt because it depends on each individual circumstance. However, there are two areas you can begin working on now to ensure you are managing your money well:
- Choose to live a financially balanced life. There are times for strict budgets but finding a healthy balance of spending when you can afford to and knowing when it would be wise to abstain is a skill everyone could benefit from.
- Build a life you love. Instead of feeling like you need to keep up with what everyone else is doing, determine what you find most valuable in life. You get to choose how to live your life, and it certainly doesn’t need to look just like your friend’s, co-worker’s, or neighbor’s lives.
Find Balance with Meru Mentor
Holistic mentoring can help you transform your life! From finances to feelings and faith, our three-step transformational process will teach you the skills you need to overcome life’s challenges as you navigate our coaching and mentoring program. Are you interested in learning how to balance your finances, feelings, and faith? If yes, learn more about transforming with Meru Mentor today!